Pradhan Mantri Suraksha Bima Yojana (PMSBY)
Do you want to know about PMSBY's Benefits, Eligibility, Features, Premium, Scheme?
Do you know about the Government's Jan Suraksha Bima Yojana?
Pradhan Mantri Suraksha Bima Yojana (PMSBY)
Well, everyone knows about insurance in India but people who have insurance policy are very few. According to a calculation in 2015, only 20% of people in India have their own insurance, which is very low. Most of the areas in India are villages as far as people are not even aware of insurance. Pradhan Mantri Suraksha Bima Yojana is one of the best schemes introduced by the government for people living in the same village.
In most people below the poverty line, there is nothing to eat in the house, from where will they get the insurance? That is why the government started the Prime Minister's Security Insurance Scheme for those people. After the success of the Jan Dhan Yojana, the Government started the Prime Minister's Security Insurance Scheme to bring the insurance scheme to the people.
Benefits of Pradhan Mantri Suraksha Bima Yojana
Prime Minister's Security Insurance Plan Benefits -⚫ In both cases, both hands, both legs, both eyes, or loss of repetition can also be compensated for up to Rs 2 lakh.
⚫ In case of loss of one hand, one leg, one eye, or failure to recover again, compensation of up to Rs 2 lakh can also be obtained.
⚫ On death under the scheme, compensation of up to 2 lakh rupees is received.
Premium PMSBY for the Prime Minister's Security Insurance Scheme Premium details.
As we have told you that this plan is for those who can not afford an insurance policy. The government has kept its one-year premium of only Rs 12 per month. This money is deducted automatically every year from the bank account of the person taking an insurance policy in the month of June.
Pradhan Mantri Suraksha Bima Yojana Eligibility
Eligibility & Features for Prime Minister's Security Insurance Scheme -⚫ For this, the account holder's age must be 18 to 70 years. The applicant must have completed 18 years or should not have been more than 70 years.
⚫ He should have his own 'savings bank account'.
⚫ It is very necessary to give a consent letter to be auto-debit money.
⚫ This scheme will be added only with the Prime Minister Jan Dhan Yojana.
⚫ If a person has more than one Saving Bank account then he can add a prime minister's security insurance plan to his savings account.
⚫ The holder can remove this scheme from his bank account whenever he wishes, and later also if you wish.
Pradhan Mantri Suraksha Bima Yojana Termination
⚫ If the policyholder gets more than 70 years of age.⚫ If the fertilizer holder closes his bank account
⚫ If the holder opens a new policy under this policy.
⚫ This scheme is only added to the Jan Dhan Yojana account.
For more information, a person associated with public money can go to their bank job and ask.
Happy Reading 😊
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