Pradhan Mantri Fasal Bima Yojana
Do you want to ensure your sun and Kharif crops?
Pradhan Mantri Fasal Bima Yojna, also called PMFBY, is a very important scheme which the Government has started for the farmers. This is for the farmers who want to ensure their crop so that they can avoid flooding and losses due to crop failure.
In this, farmers have to have agricultural insurance with their land documents, under which they have to pay a premium according to the amount of land on their farm. Let's know the Prime Minister's Crop Insurance Scheme very well.
PMFBY was started by Hon'ble Prime Minister Narendra Nodi in January 2016. This scheme is supervised by the Department of Agriculture, Cooperation and Farmers Welfare.
Eligibility for Pradhan Mantri Fasal Bima Yojana
⚫ The government has not kept any particular Criteria for this. There is a scheme to add more farmers to this scheme so that more and more farmers can take advantage of it.
⚫ Not only the owner of the land but also the people in the hire can also get insurance for their crops.
⚫ Only people with no loan can apply. In this scheme, they have to give the necessary documents such as Aadhar card, a copy of a land paper.
Advantages of Pradhan Mantri Fasal Bima Yojana
⚫All types of small farmers can easily apply to the Prime Minister's Crop Insurance Scheme. Through this scheme, the government wants to save the loss of the crop failure of more and more farmers.⚫The government has started this scheme to encourage more farmers to ensure their crops.
⚫The premium of insurance is very low in PMFBY. In this, 2% for Kharif crops, 1.5% of rabi crop and 5% for a commercial crop.
⚫According to the percentage of crop failure, when the crop gets spoiled, all the money is deposited in the bank account of the farmer who applied for crop insurance.
⚫This scheme has been tax-free for the farmers.
⚫If a farmer wishes, then crop insurance can keep Nominee of insurance while applying.
⚫Risk Coverage under Crop Insurance Scheme PMFBY Risk Coverage
⚫If the rain is not good or in time, then the sown buds do not grow well and in that case, the whole ⚫crop is low or not. In such a case, farmers have to go through very difficult situations. But if the farmer has given application and premium in the Prime Minister's Crop Insurance Scheme then the farmer can get a claim in insurance.
Or, after any kind of natural calamity, the farmers can claim the registered farmers in the crop insurance scheme.
Sometimes, to remove the fruit, the farmers collect and harvest their crops. If the crop is ruined by natural inclination within 2 weeks, then the government provides the amount of insurance to that farmer.
No one has understood the natural disaster until today. Occasionally there is a lot of crop loss in some places in the same area and in some places it is not very much. In such a situation, the government also gives the number of insurances for a specific area.
Documents for Applying Crop Insurance Scheme for the Prime Minister's Crop Insurance Scheme
The documents below are required to apply for the Prime Minister's Crop Insurance Scheme.
⚫ Identity certificate of a farmer (Aadhar card, ration card, PAN card, Voter card).
⚫ Address proof of farmer (Voter card)
⚫ Bank account information such as bank name, branch, account number
⚫ The date of the day the farmers started sowing the crop.
⚫ Application Form
How to apply offline for the Pradhan Mantri Fasal Bima Yojana? PMFBY Online Application
⚫ First, visit the government's Crop Insurance website - (click here)
⚫ Then click on Farmers Application.
⚫ Scan your Aadhaar and land documents in advance.
⚫ After that, a bigger online form will appear, fill it up. Fill all the information right in it.
⚫ Then register through Mobile Number.
⚫ After registration, you will get an Order Id and keep it printed.
⚫ To know your application status, you can learn by logging in via Mobile Number and OTP.
Pradhan Mantri Fasal Bima Yojana PMFBY Contact Helpline
Phone Number - 011-23388911email - agri-insurance@gov.in
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